We are pleased to announce that Volume 35, Issue 2 of Enterprise Development & Microfinance is published.

Contributing Countries: USA, India, Thailand, China, Malaysia, Iraq, Saudi Arabia, UAE, UK, Philippines, Singapore

Acceptance Rate: 29%

Published: 2025-12-31

Articles

AI–Blockchain Convergence for Inclusive Fintech: Enabling Microenterprise Financing and Trust in Emerging Economies

Kamlesh Arun Meshram, Ramkrishna Dikkatwar, Diksha Tripathi, Amey Adinath Choudhari, Avinash Hanmant Ghadage, Nirmal C. Soni, Anagha Bhope

1–19

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Understanding Digital Consumer Behaviour in Micro and Small Businesses: A Neuro-Marketing Perspective for Inclusive Growth

Namita Chawla, Nilesh Anute ; Kunal Patil ; Shailesh Tripathi , Ganesh Pathak, Sachin Chavan

20–35

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Industry 4.0 for Small Enterprises: Cloud-to-Edge Transformation and Its Impact on Productivity and Employment in Emerging Economies

Namita Chawla , Aditya Hanmant Katkar , Manisha Maddel , Abhijeet Thakur , Babasaheb Jotiram Mohite , Pritish Prabhakar Bisne

36–54

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Empowering Entrepreneurs through UPI and Digital Wallets: Assessing Their Role in Financial Inclusion and Enterprise Growth in India

Bipin Rambhaji Bankar , Kamlesh Arun Meshram , Rita Kakade , Harshal Raje , Mahesh Uday Mangaonkar , Nirmal C. Soni , Sachin Chavan

55–73

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AI-Driven Financial Management for MSMEs: Transforming Decision-Making and Access to Finance in Developing Economies

Amey Adinath Choudhari , Kamlesh Arun Meshram , Nitul Jyoti Das, Mahesh Devidas Mahankal , Avinash Hanmant Ghadage , Aditee Huparikar Shah

74–90

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Unpacking Standardization in Agent Network Training: Towards an Integrative Framework for Digital Financial Services

Ganesh Waghmare , Satyawan Changadev Hembade , Neha Ramteke, Shweta Joglekar , Anita Desai , Rajeev Sharma

91–112

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FinTech-Enabled Microfinance for Last-Mile Communities: A Pathway Toward SDG 1 and SDG 8

Kireeti Gudipati , Gurpreet Kaur , Chuanyong Ji , Mandar K Mokashi , Sonali Prashant Bhoite , Piyush K. Ingole

113–125

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Digital Lending Platforms and the Transformation of Microenterprises: Evaluating SDG 8 and SDG 9 Outcomes

Nilesh Anute , G. Gopalakrishnan , Chuanyong Ji , Shilpa Gaidhani , Vanandana Hindurao Shinde , Shailesh Tripathi

126–139

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Bridging Misinformation Gaps: A Framework for Enhancing Trust and Financial Literacy in Microinsurance Adoption among Smallholder Farmers

Maroti V. Kendre , Anil Laxmanrao Wakekar , Shripada Patil , Pranita Sonar, Sidharth Jain , Sunil Thakur

140–163

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AI-Driven Credit Scoring in Microfinance: Enhancing Financial Inclusion for SDG 5 and SDG 10

Arun Khatri , Ahmad Murtaza Alvi, Syeda Soophiya Mariyum , Xiyu Zhang , Ravi Baijulal Bhandari , Balkrishna K Patil

164–177

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Mapping Flexible Loan Structures: Theoretical Pathways for Adaptive Microfinance in Seasonal Economies

Prashant Suresh Salve , Vijaya Amitesh Gondane , Priya Gupta , Rajesh Uttam Kanthe , Rajeev Sharma , Vaishali Pawan Wawage

178–198

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Mapping Portfolio-Level Risk Contingency Frameworks for Microfinance Institutions Facing Sectoral Shocks

Sonia Sorte , Mohit Malik , Samir N. Ajani , Amena Ansari , Anurag Shakya , Pawan Wawage

199–225

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Mobile Wallet Adoption and Microenterprise Growth: Empirical Insights Supporting SDG 8 and SDG 9

Altaf Abdullatif Shaikh , Shubhangee Ramaswamy , Xiyu Zhang, Mangalgouri S Patil , Parag Kalkar , Suvarna Suhas Sathe

226–238

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Blockchain-Based Microfinance Systems for Transparent and Secure Lending: Advancing SDG 16 and SDG 9

Anil Laxmanrao Wakekar , Amol Bhilare, Arun Khatri , Shihan Gao , Swati Srivastava, Neha Ramteke

239–252

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Redefining Consistency: A Framework for Structured Case Study Reporting in Microenterprise Support Networks

Avinash Dhavan , Swati Desai, Devendra Puntambekar , Ramchandra Vasant Mahadik , Deepti Deshmukh , Niyati Sharma

253–278

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Digital Micro-Savings Behaviour among Women Entrepreneurs: Implications for SDG 5 and SDG 8

Veena Rani Karankoti , Gitanjali Shrivastava , Shihan Gao , Satish S. Uplaonkar, Pranita Sonar, Prashant Panwar

279–291

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FinTech Innovations in Rural Credit Delivery: Strengthening Sustainable Livelihoods under SDG 1 and SDG 12

Pratibha V. Kashid , Davinder Kaur Sohi , Lei Liu , Ashutosh Kulkarni , Sadhana Sargam

292–305

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Synthesizing Trust-Building and Financial Literacy Strategies: Conceptual Foundations for Cooperative Crop Microinsurance Outreach for Rural Development

Pravin Mane , Samir N. Ajani, Amena Ansari , Mukesh Parashar , Ashok Kumar Upadhyay , Anupama Abhijeet Deshpande

306–327

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Cashless Ecosystems and Microenterprise Competitiveness: Measuring SDG 8 and SDG 9 Indicators

Vishakha A. Gaidhani , Prince Kumar , Guijie . , P. S. Vikhe , Leena Deshpande

328–340

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The Role of Digital Identity (e-KYC) in Expanding Microfinance Access: Contribution to SDG 10 and SDG 16

Bhalchandra M Hardas , Mukesh Patil , Jie Feng , Pranali Chavan, Ananta Narayana, Neetu kumari

341–353

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QR-Based Micro-Payments and Small Business Resilience: A Digital Path to Achieving SDG 8 and SDG 9

Aman Gupta, Suma Sidramappa Hoaamani , Jie Feng , Mona Sharma , Mukesh Patil , Poonam Jagdish Patil

354 - 368

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EdTech-Microfinance Integration: Designing Intelligent Learning Systems to Enhance Credit Discipline and Enterprise Growth

Bipin Sule , Sai Kiran Oruganti

368 - 389

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