Salve , Prashant Suresh, Vijaya Amitesh Gondane, Priya Gupta, Rajesh Uttam Kanthe, Rajeev Sharma, and Vaishali Pawan Wawage. “Mapping Flexible Loan Structures: Theoretical Pathways for Adaptive Microfinance in Seasonal Economies”. Enterprise Development and Microfinance 35, no. 2 (February 9, 2026): 178–198. Accessed March 2, 2026. https://papjournals.com/index.php/edm/article/view/566.