Bankar , Bipin Rambhaji, Kamlesh Arun Meshram, Rita Kakade, Harshal Raje, Mahesh Uday Mangaonkar, Nirmal C. Soni, and Sachin Chavan. “Empowering Entrepreneurs through UPI and Digital Wallets: Assessing Their Role in Financial Inclusion and Enterprise Growth in India”. Enterprise Development and Microfinance 35, no. 2 (February 9, 2026): 55–73. Accessed March 2, 2026. https://papjournals.com/index.php/edm/article/view/559.