Anand Chatterjee, Dr Disha Sharma, and Suravi Chatterjee. “Evaluating AI-Driven Tools for Improving Digital Literacy and Fraud Risk Detection in Indian Public Sector Banks”. Enterprise Development and Microfinance 36, no. 3 (November 14, 2026): 536–549. Accessed November 15, 2026. https://papjournals.com/index.php/edm/article/view/1367.