YADAV, ALOK KUMAR. “The The Digitalization of Microfinance in the Last Mile: An Investigation of Technology Acceptance, Trust Asymmetry, and the Adoption Paradox in Ranchi, Jharkhand”. Enterprise Development and Microfinance, vol. 36, no. 2, Sept. 2026, pp. 883-10, https://papjournals.com/index.php/edm/article/view/1133.