PANKAJ JINDAL. From Credit History to Operational Behavior: A Framework of Operational Creditworthiness for Thin-File Commercial Vehicle Borrowers in Emerging Markets. Enterprise Development and Microfinance, [S. l.], v. 36, n. 3s, p. 100–112, 2026. Disponível em: https://papjournals.com/index.php/edm/article/view/833. Acesso em: 14 jun. 2026.