SULE , Bipin; ORUGANTI, Sai Kiran. EdTech-Microfinance Integration: Designing Intelligent Learning Systems to Enhance Credit Discipline and Enterprise Growth. Enterprise Development and Microfinance, [S. l.], v. 35, n. 2, p. 368–389, 2026. DOI: 10.3362/edm.v35i2.579. Disponível em: https://papjournals.com/index.php/edm/article/view/579. Acesso em: 16 apr. 2026.