KUNAL ARYA. Automated Decisioning for Alternative Consumer Credit: A Conceptual Framework for Balancing Speed, Access, and Responsible AI Risk Controls. Enterprise Development and Microfinance, [S. l.], v. 34, n. 1, p. 108–119, 2024. Disponível em: https://papjournals.com/index.php/edm/article/view/1294. Acesso em: 15 oct. 2026.