MANI, Paul. When Does Digital Finance Deliver Inclusion? Regulatory Quality and Government Effectiveness in Developing Economies. Enterprise Development and Microfinance, [S. l.], v. 36, n. 2, p. 867–882, 2026. Disponível em: https://papjournals.com/index.php/edm/article/view/1110. Acesso em: 15 sep. 2026.